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Models & Platforms Selection

LLMs, Platforms & Coding Pricing

A comprehensive up-to-date (May 2026) guide to LLM API costs, Coding assistant plans, and toolchain lifecycles.

Core Tech Summary

Best Product AI

GPT-5.5

Remains the best in product brainstorming, user experience, and features prioritizing.

Best Engineering AI

Claude Code

Incredibly powerful for large codebases, multi-file edits, and complex refactoring.

Best AI IDE

Cursor

Currently provides the most polished experience, developer ecosystem, and reliability.

Best AI UI

v0

Has successfully pioneered the transition from 'natural language requirements' to 'UI production code'.

🛠️ Lifecycle Toolchain💻 Global Coding Tools🇨🇳 Chinese Coding Plans🤖 Global LLM Rates

AI Product Lifecycle Toolchain

Lifecycle StageBest ChoiceRunner-upRationale
Requirement Research
Perplexity + ChatGPT
Gemini + Google
Perplexity provides robust search & citation; GPT has a stronger product mindset
Competitive Analysis
Perplexity + Reddit
Gemini Deep Research
Acquires community feedback & authentic user reviews much faster
PRD Writing
Claude Opus 4.7 + GPT
Claude Solo
Claude excels in long-context reasoning & complex document structure
Feature Breakdown
GPT-5.5
Claude Sonnet 4.6
GPT is highly optimized for MVP definition & prioritization
Hi-Fi Design
Figma + v0
Figma + Claude
v0 is already approaching a production-grade UI design generator
Mobile Prototype
Lovable
v0
Generates interactive mobile prototypes extremely fast
Tech Architecture
Claude Code + GPT-5.5
GPT
Claude is superior for large-scale engineering & multi-file reasoning
Database Design
Claude
GPT
More stable when defining complex schemas & boundary cases
Daily Coding
Cursor + Claude Sonnet 4.6
Windsurf
Cursor currently offers the highest completeness as an AI IDE
React Native / Expo
Cursor
Windsurf
Mature ecosystem support for RN, TS, and Expo projects
Agent Development
Claude Code
Cursor Agent
Better suited for codebase refactoring & autonomous fixing
UI Frontend Dev
Cursor + GPT-5.5
v0 Export Code
Extremely high efficiency in styling & component editing
Bug Debugging
Claude Code
Cursor
Demonstrates stronger capabilities in isolating complex root causes
Auto Testing
Playwright + Claude
Cypress
Automatically generates and repairs end-to-end test scripts
Mobile Testing
Maestro
Detox
Simple to learn & setup, ideal for indie developers
CI/CD
GitHub Actions + Claude
Jenkins
AI can automatically diagnose and repair broken pipeline jobs
Data Analytics
PostHog + GPT-5.5
Mixpanel
PostHog is incredibly indie-developer friendly with open features
Crash Analytics
Sentry + GPT-5.5
Crashlytics
AI can immediately locate root causes and line numbers of crashes
App Store Copy
GPT-5.5
Claude
Possesses stronger marketing resonance & copywriting expression
Logo & Illustration
Midjourney
DALL·E
Offers superior visual aesthetics & strict style consistency
Promo Video
CapCut + GPT
Runway
Chinese asset ecosystem and efficiency advantages are clear
Cloud Server
Vultr / Hetzner
AWS
Better performance-to-cost ratio for bootstrap budgets
Payment Systems
Stripe + RevenueCat
Paddle
Most mature ecosystem for in-app mobile subscriptions

Global AI Coding Assistant Plans

Cursor Pro

Best Choice
$20 / mo

Ideal for: Professional Devs / Power Users / Geeks

  • ✓State-of-the-art AI IDE experience (Composer multi-file edit)
  • ✓Deeply integrated with Claude Sonnet 4.6 & OpenAI o1
  • ✓Supports custom .cursorrules to enforce coding styles

GitHub Copilot

$10 / mo

Ideal for: Enterprise Devs & Inline Completion Fans

  • ✓Outstanding inline code completions & lightweight suggestions
  • ✓Native deep integrations in VS Code and JetBrains IDEs
  • ✓Enterprise-grade copyright filter & compliance safety

Cline/Roo + 国际 API

Highly Affordable
Pay-as-you-go (~$0.5-$2 / mo)

Ideal for: Geeks / Solo Founders / Budget Masters

  • ✓Uses open-source coding agents like Cline or Roo Code
  • ✓Connects to ultra-affordable APIs like DeepSeek V4 Pro
  • ✓Full control over agent system prompt and directory writes

Chinese AI Coding Plans

PlatformPrice / PlanSupported ModelsTool CompatibilityKey Strengths & Advice
火山引擎方舟 Coding Plan
Recommended
Lite: ~¥40/mo (Promo ¥8.9) | Pro: ~¥200/moDoubao, DeepSeek V4/R1, Kimi, GLM, MinimaxClaude Code, Cline, Roo Code, OpenClaw & major IDE pluginsFirst platform in China offering coding specific subscriptions. Supports auto model routing, perfect for Cline/Roo.
智谱 AI Coding PlanLite: ~$10/mo (billed quarterly) | Pro: ~$30/mo | Max: ~$80/moZhipu GLM-5, GLM-4.7 series API specific allocationsClaude Code, Cline, Roo Code, and Cursor custom API keysOfficial Zhipu package. GLM-5 offers superb speed and logic stability in Chinese-coded tasks and algorithms.
阿里云百炼 AI 节省计划Commitment-based (~¥50/mo minimum, automatic tier discounts)Qwen 2.5 series, DeepSeek R1 full-sizesCline, Roo Code & Alibaba Qoder CN seatsQwen is highly stable in codegen. Lowers API costs by 40%-70% via savings plan; best for enterprise teams.
腾讯云千帆大模型节省计划Monthly credit packs (~¥30/mo minimum) & tier discountsHunyuan series, DeepSeek R1, LlamaCline, Roo Code & mainstream Agent frameworksHunyuan code optimization. Matured security and local compliance, great discounts for large organizations.

Global LLM API & Subscriptions (May 2026)

Model NameProviderAPI Input ($ / 1M Tokens)API Output ($ / 1M Tokens)Web SubscriptionKey Strengths & Advice
DeepSeek V4 Pro / Flash
Best Value
DeepSeek$0.14 (Flash) / $0.435 (Pro)$0.28 (Flash) / $0.87 (Pro)Free (Web/App Chat)Disruptively low pricing; V4 Pro permanent promo rate offers coding & reasoning capabilities matching Sonnet & o1.
Claude Sonnet 4.6Anthropic$3.00$15.00$20 / mo (Claude Pro Sub)The current global standard model for software development, system design, and context logic.
Claude CodeAnthropicPay-as-you-go (Uses Sonnet)Highly usage-dependentPro $20/mo | Max $100-$200/moAnthropic's terminal-based coding agent. Autonomous repo digestion; Pro has standard limits, Max offers 5x-20x.
GPT-5.5OpenAI$5.00$30.00$20 / mo (ChatGPT Plus)OpenAI's 2026 flagship model. Superior multimodal features, extremely smart in data processing & business analysis.
GLM-5智谱 AI$1.00$1.00Free (Zhipu Qingyan basic web)Zhipu's 2026 generation. A leader in Chinese codegen & logic, featuring a flat-rate API price model.
MiniMax M2.7MiniMax$0.279 (缓存命中 $0.059)$1.20Free web trialsExtremely cost-effective API. Low cost-per-token with massive prompt caching discounts, ideal for heavy agent scripts.
Gemini 3.1 ProGoogle$2.00$12.00$20 / mo (Gemini Advanced)Enormous 2M token context window. Pricing doubles for inputs exceeding 200K tokens. Excellent for entire codebases.
GPT-5.4 / o4-miniOpenAI$2.50 (5.4) / $0.55 (o4-mini)$15.00 (5.4) / $2.20 (o4-mini)Free tier default modelLightweight and fast. o4-mini is OpenAI's reasoning model for basic tasks and large-volume categorization.